Looking for International Health Insurance?

For You and Your Family? For Your Employees?

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Looking for International Health Insurance?

For You and Your Family? For Your Employees?

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Looking for International Health Insurance?

For You and Your Family? For Your Employees?

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Welcome to GIB!

“Our focus is to offer the best and most affordable healthcare solutions available anywhere in the world to the Sri Lankan market. When it comes to benefits and premium costs in international healthcare insurance solutions, we stand favorably with the very best of them. Our advice has helped many organizations reduce costs and derive better results by rewarding, motivating at attracting key employees to their team. Contact Us find out how we could assist you.”

WHY AETNA?

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GIB BOARD OF DIRECTORS

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ABOUT US

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Why choose Aetna International?

WHY CHOOSE AETNA?

Because you are placing your trust in a Fortune 500 company, with a track record of over 160 years, over 36 Million satisfied users and over 35 Billion dollars in assets. Aetna is also amongst the 50 largest organizations in the USA. Fortune Magazine has named Aetna, as the 'Most Admired Company in the Health care: Insurance and Managed Care Category', several times in the last decade.

Aetna Awards & News

AETNA BUYS HUMANA FOR $37 BILLION IN LARGEST-EVER INSURANCE MERGER

Aetna will pay $37 billion cash and stock to acquire Humana, the companies announced on July 3, in what will be the biggest health insurance merger to ever hit the industry. READ MORE >>


Aetna International Named International Insurer Of The Year

"This award recognises our world-class products and services that aim to exceed our customer’s expectations,” said Hisham Radwan, General Manager of Aetna International’s Middle East and Africa operations. READ MORE >>


Aetna International Wins 2014 Health Insurance Award

Aetna International has won the coveted “Best Group International Private Medical Insurance Provider 2014” at the Health Insurance Awards held last night in London. READ MORE >>


InterGlobal Complete Acquisition

Aetna (NYSE: AET) today announced that it has completed its acquisition of United Kingdom-based InterGlobal from a group led by its majority shareholder Alchemy Partners. InterGlobal specializes in international private medical insurance for groups and individuals in the Middle East, Asia, Africa and Europe. READ MORE >>


Aetna Wins 2013 Health Insurance "Best Group International Private Health Insurance Provider"

Aetna (NYSE: AET), a leading global diversified health care solutions company, has been honoured as "Best Group International Private Medical Insurance Provider" at the 2013 Health Insurance Awards. READ MORE >>


Aetna Named "Health Insurer Of The Year" By MENA Insurance Review

Aetna (NYSE: AET), a leading global diversified health care benefits company, has been named “Health Insurer of the Year” for 2013 by MENA Insurance Review (MIR), a leading magazine covering the insurance sector in the Middle East and North Africa. READ MORE >>


Aetna for You & Your Family

Giving you the peace of mind, knowing that in the time of a medical emergency you can afford to provide the best health care that the world has to offer for yourself and your loved ones. As an Aetna member you would not have to worry about being able to afford the best medical attention available in the world.

Salient benefits of the Aetna policy

  • Members are covered for over LKR 200,000,000/-
    (USD 1.6 Million)

  • International & local hospitals are included, assuring you of the best medical attention the world has to offer

  • As a member you would not need to have cash on hand, as you will not have to make any payment to the hospital. Aetna settles the bill directly with the hospitals in their 'direct settlement' network. This network includes over 100,000 hospitals worldwide as well as the major hospitals in Sri Lanka.

  • Emergency evacuation including the services of a road or even an air ambulance when required. Evacuation will not be limited to the closest country providing the treatment, but can be extended to even include evacuation to a country of your choice. Return airline tickets for the member and an escort as well as lodging & transport to & from the hospital for the escort would also be covered.

  • Once a member you will be covered for life. Age limit restrictions will not apply.

  • The 24 hour International Health Advisory Team of registered nurses are on call to assist you with vital information in the event of a medical emergency or pre-trip planning for treatment in or out of the country.

  • You will have access to a database of hospitals & doctors anywhere in the world – via the Aetna member website. Managing and keeping a track of claims is very easy on the site which also includes a range of other convenient features.

Aetna has 4 Policies to Choose from with Multiple Levels of Customization.

A brief outline of the plans are as follows:

MAJOR MEDICAL

A Comprehensive Range Of Benefits, Including, But Not Limited To:

Inpatient and Day Patient Treatment
Evacuation and Transportation
Accident and Emergency Treatment Outside Area of Cover
Outpatient Care (Capped)
Alternative Treatment

FOUNDATION

Major Medical Benefits, Plus:

Outpatient Psychiatric Treatment
Hormone Replacement Theraphy
Traditional Chinese or Ayurvedic Medicine
Increased Outpatient Care (Fully Covered)



LIFESTYLE

Foundation Benefits, Plus:

Chronic Conditions
Extended Emergency Evacuation
Increased Home Nursing








LIFESTYLE PLUS

Lifestyle Benefits, Plus:

Routine Pregnancy
Routine Dental Treatment
Major Restorative Dental Treatment








Aetna for Your Employees

A 200 Million Rupee ‘thank you’ for each of your top performers – for as low as Rs.350 a day

We have the pleasure in presenting to you, a proven solution to motivate your key people, the corner stones of your business. We invite you to reward them with something more than just a nominal increment, a paid vacation or a marginally bigger car.

A $1.6 million International Medical cover, by ‘Aetna’, will provide your key players access to the best health care available, not just in the country, but in the entire World. All this for as low as Rs.350 a day!

With such a comprehensive cover, your key performers will be able to face any medical emergency with absolute peace of mind and confidence to seek the best treatment possible, without having to worry about finances. As the guardian of your organization, you will be proud to be able to provide your key drivers the best care, when and wherever they need it.

Some key features of an Aetna policy

  • Employees are covered for over LKR 200,000,000/-
    (USD 1.6 Million)

  • Any international & local hospital is covered, assuring members of the best medical attention the world has to offer

  • The employee does not need to have cash on hand, as he/she will not have to make any payment to the hospital. Aetna’s 'direct settlement' network includes over 100,000 hospitals worldwide as well as the major hospitals in Sri Lanka

    • - With the 'direct settlement' feature employees can experience the dignity of obtaining in -hospital treatment in private, oblivious to others in the organization

    • - This feature also saves the organization’s time, where the HR/Administration teams will not have to get involved with claim settlements, where direct settlement has been selected

  • Emergency evacuation includes the services of a road or even an air ambulance when required. Evacuation will not be limited to the closest country, but to a country of the employees’ choice. Return airline tickets for he employee and an escort as well as lodging & transport to & from the hospital for the escort would also be covered

  • Once a member, employees have the option to be covered for life

  • The 24 hour International Health Advisory Team of registered nurses are on call to assist an employee with vital information in the event of a medical emergency or pre-trip planning for treatment in or out of the country

  • Employees will have access to a database of hospitals & doctors anywhere in the world – via the Aetna member website. Managing and keeping a track of claims is very easy on the site which also includes a range of other convenient features

Aetna has 4 Policies to Choose from with Multiple Levels of Customization.

A brief outline of the plans are as follows:

CORE

A Comprehensive Range Of Benefits, Including, But Not Limited To:

Inpatient and Day Patient Treatment
Evacuation and Transportation
Accident and Emergency Treatment Outside Area of Cover
Outpatient Care (with a capped benefit)







ESSENTIAL

Core Benefits, Plus:

Chronic Conditions Benefit
Outpatient Psychiatric Treatment
Increased Outpatient Care Benefit (fully covered)












PLUS

Essential Benefits, Plus:

Hospice Care
Increased Hospital Cash Benefit
Increased Alternative Treatment (20 Sessions)
Increased Vaccinations and Inoculations Benefit
Increased Home Nursing Benefit








ELITE

Plus Benefits, Plus:

Compassionate Emergency Travel
Increased Maximum Annual Aggregate Limit
Increased level of cover for a number of benefits, including:

Hospital Cash, Chronic Conditions, Congenital Anomalies, Durable Medical Equipments, AIDS, Hospice Care, Alternative Treatment (30 Sessions), Evacuation and Additional Travel Expense, Mortal Remains and New Born Care

This product has offered organizations the world over with benefits such as:

  • Increased motivation and loyalty, resulting in higher performance
  • Overall enhancement of organization culture
  • Reduction of key staff turnover
  • Being a sought-after employer

 With a 30% corporate discount offered to 3 or more members, the premium for a member, will be less than Rs.500/- per day (for a member aged between 35-39). The premium will reduce further to Rs.350/- per day, per member with a group of 30 or more employees. We at Guardian Insurance Brokers, the exclusive serving agents of Aetna in Sri Lanka, would like the pleasure of meeting you, to  discuss how our policies can help achieve your objectives.


About Us

ABOUT GUARDIAN INSURANCE BROKERS

Incorporated on the 14th of February 2011, Guardian Insurance Brokers is a licensed insurance brokering firm registered with the Insurance Board of Sri Lanka.

The firm employs highly experienced professionals who work tirelessly to build long-term partnerships with their clients and insurer partners. The brokerage aims to bring trust, integrity and professionalism to every relationship, providing good old-fashioned service with a modern and relaxed approach.

Guardian Insurance Brokers has a strategic partnership with insurance giant Aetna, a fortune 500 company, with over 160 years of experience, to market their International Medical products in Sri Lanka.

The companies’ focus is to offer the best and most affordable healthcare solutions available anywhere in the world to the Sri Lankan market. When it comes to benefits and premium costs in international healthcare insurance solutions, GIB stands favorably with the very best of them. Their advice has helped many organizations reduce costs and derive better results by rewarding, motivating and attracting key employees to their team.

Board of Directors

S.K. Wickremesinghe

Chairman

Mr Wickremesinghe is one of the most respected personalities in the Sri Lankan business community and diplomatic circles. He has chaired some of the country’s largest business entities and banks such as Commercial Bank of Ceylon Plc, National Development Bank Plc,
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Ceylon Tobacco Plc, Sri Lankan Airlines, CIC Holdings Plc, Eagle Insurance Co Plc (now AIA Insurance Plc), Chemanex Plc, Hayleys Jetwing Plc, CBC Crosby Capital Corporation Ltd (now First Capital Plc), NDB Investment Bank Ltd, enkadagala Finance Plc, Commercial Development Bank Ltd amongst several other private enterprises.He was also Director of Singer Sri Lanka Plc, Singer Industries and Regnis Lanka.

He served as Sri Lanka’s High Commissioner to the United Kingdom and Ireland during the period 1995-1999.

S. K Wickremesinghe was a member of the Securities & Exchange Commission of Sri Lanka, Board of Governors of Sri Lanka Institute of Development Administration and the Post Graduate Institute of Management of the University of Peradeniya.

He currently serves on the board of First Guardian Equities(Pvt) Ltd, a licenced trading member of the Colombo Stock Exchange.

R.C.J. Goonewardene

Managing Director

Mr. Goonewardene also serves as the Managing Director/CEO of First Guardian Equities (Pvt) Ltd, a leading stock broking company in the country. Mr Gooonewardene has studied and worked in the United Kingdom and Switzerland obtaining a BBA and MBA, following with a stintat
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Barclays Global Investors in London, one of the largest Institutional fund management companies in the world. In 2000, he headed a stock broking company (now know as Capital Trust Securities) at age 26. He was also a consultant in the NDB Group.

Rohan Goonewardene serves on the boards of Ceylon Investors Pvt Ltd, Guardian Leisure Resorts, Guardian Capital Ltd. Wardens Trust Services Ltd, Dawi Investment Trust (Pvt) Ltd and Columbus Ventures (Pvt) Ltd. He is also a shareholder of First Guardian Equities (Pvt) Ltd.

Dr. K. Ganeshalingam

Director

Mr.Ganeshalingam has served as the International Medical Leader of Global Medical Affairs at F Hoffman-La Roche, Switzerland. He has also worked as a hospital doctor at F Hoffman-La Roche, Global Safety Science Leader of Pharmaceutical Development and as Global Head of
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12 Medical & Clinical Drug Safety at Vifor Pharma Medical Products, conducting research and development.

Anik Prashan Jayasekara

Director

Mr. Jayasekara is the co-founder & head of consulting, at Momaco (Pvt) Ltd a marketing consultancy firm specializing in using mobile technology for marketing. He has consulted for companies such as ; Dialog, Abans, John Keells, the papare.com, Hankook, Lectra, Zee engineering.
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He has also worked at J Walter Thomson (Colombo) and thereafter at Lanka Bell (Pvt) Ltd., where he spearheaded the Public relations & BTL marketing activities for the launch of CDMA technology in Sri Lanka.



Major Shareholders
(non-directors)


Mr. B.R.L. Fernando

A Fellow of The Institute of Chartered Accountants of Sri Lanka.

Mr Fernando is the Chairman of First Guardian Equities and serves as a Non-Executive Director of Link Natural Products (Pvt) Limited, Ceylon Tea Brokers PLC, St. Nicholas’ Education Services Limited, the Postgraduate Institute of Management (PIM), and as Co-Chairman of the National Council for Economic Development (Agriculture Cluster).

He was previously Chairman of CIC Holdings PLC, Chemanex PLC, Akzo Nobel Paints Lanka (Private) Limited, CIC Agri Businesses (Private) Limited,CIC Feeds (Private) Limited, CIC Vetcare (Pvt) Limited, CIC Bio Security Breeder Farms Limited, Commercial Development Company PLC and Commercial Insurance Brokers (Pvt) Limited.


Mr. Peter Suren Goonewardene

Suren Goonewardene is currently the Chairman of Bharti Airtel Lanka. He was the company's CEO/Managing Director until recently. Prior to joining Bharti Airtel Lanka, Mr Goonewardene served as the Managing Director of Lanka Bell and Group Senior Vice President Retail Business at Dialog Telekom.

Suren holds a bachelor degree in Business Accounting from Monash University, Australia and a Graduate Diploma in Marketing from the Chartered Institute of Marketing, UK.

He is a Fellow member of the Certified Practicing Accountants of Australia, a Member of the Chartered Institute of Marketing, UK, a fellow member of the Certified Management Accountants of Sri Lanka and a member of the Sri Lanka Institute of Marketing, Ceylon Chamber of Commerce and Executive Committee of the Indian Chamber of Commerce in Sri Lanka.


Mr. Ranil De Silva

Ranil de Silva set up the Colombo office of the renowned multinational advertising giant Leo Burnett, where he serves as Managing Director to date.

Mr. de Silva started his professional career with JWT Colombo as their first Sri Lankan employee and rose to the position of International Vice-President and Managing Director of the Colombo office. He was posted to JWT Jakarta and also served as a Regional Account Director for JWT Asia Pacific based in Singapore.

He serve as the President of the International Advertising Association (IAA) Sri Lanka Chapter for two terms and was also a member of the worldwide Board of Directors of the IAA.


Dawi Investment Trust (Pvt) Ltd

Dawi Investment is a highly successful investment company with holdings in several quoted and unquoted companies, with a focus on the financial, manufacturing, real estate and retail industries.


The Ceylon Investors (Pvt) Ltd

The company is 7 decade old firm started by Mr Norman Weerasooriya and Mr Herbert Hulugalle. The firm main line of business is investing in the Colombo Stock Exchange.

Contact us