Looking for International Health Insurance?

For You and Your Family? For Your Employees?

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Looking for International Health Insurance?

For You and Your Family? For Your Employees?

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Looking for International Health Insurance?

For You and Your Family? For Your Employees?

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Welcome to GIB!

“Our focus is to offer the best and most affordable healthcare solutions available anywhere in the world to the Sri Lankan market. When it comes to benefits and premium costs in international healthcare insurance solutions, we stand favorably with the very best of them. Our advice has helped many organizations reduce costs and derive better results by rewarding, motivating at attracting key employees to their team. Contact Us find out how we could assist you.”

WHY AETNA?

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GIB BOARD OF DIRECTORS

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ABOUT US

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Why choose Aetna International?

WHY CHOOSE AETNA?

Because you are placing your trust in a Fortune 500 company with a track record of over 160 years, over 36 Million satisfied users and over 53 Billion dollars in assets. Aetna is also amongst the 50 largest organizations in the USA. Fortune Magazine has named Aetna, as the 'Most Admired Company in the Health care: Insurance and Managed Care Category', several times in the last decade.

Aetna Awards & News

Aetna International Awarded New Insurance Product of the Year at Insurance Asia Awards 2016

Aetna International, the leading health care insurer, has been awarded the coveted “New Insurance Product of the Year” title for each of its products, Aetna Summit and Aetna Pioneer, at the inaugural Insurance Asia Awards 2016 in Singapore. READ MORE >>


Aetna International Declared Runner-up in 'Employee Benefits Services Provider of the Year' Award

Aetna International, the leading health care insurer, is declared a runner-up of the “Employee Benefits Services Provider of the Year” award at the Expatriate Management and Mobility Awards (EMMA) in Singapore READ MORE >>


Aetna International Named International Insurer Of The Year

"This award recognises our world-class products and services that aim to exceed our customer’s expectations,” said Hisham Radwan, General Manager of Aetna International’s Middle East and Africa operations. READ MORE >>


AETNA BUYS HUMANA FOR $37 BILLION IN LARGEST-EVER INSURANCE MERGER

Aetna will pay $37 billion cash and stock to acquire Humana, the companies announced on July 3, in what will be the biggest health insurance merger to ever hit the industry. READ MORE >>


Aetna International Wins 2014 Health Insurance Award

Aetna International has won the coveted “Best Group International Private Medical Insurance Provider 2014” at the Health Insurance Awards held last night in London. READ MORE >>


Aetna for You & Your Family

Giving you the peace of mind, knowing that in the time of a medical emergency you can afford to provide the best health care that the world has to offer for yourself and your loved ones. As an Aetna member you would not have to worry about being able to afford the best medical attention available in the world.

Salient benefits of the Aetna policy

  • Anyone between the ages of 18 & 78 can apply.

  • Members have the option to be covered for over Rs. 250 million (USD 1.75 Million) to Rs. 700 million (USD 5 Million) for in-hospitalization treatment per year.

  • Options for outpatient (OPD) cover include: USD 5 Million, USD 15,000/-, USD 5,000/- per year or a limited cover.
    • - Outpatient cover includes: OPD treatment, treatment of chronic conditions & inpatient psychiatric treatment and psychotherapy, Medical practitioners’ and specialists’ fees, prescribed drugs and dressings, MRI scans, X-rays, pathology and diagnostic tests and procedures

  • Any hospital in the world including Sri Lanka is covered.

  • Aetna’s 'direct settlement' network includes over 100,000 hospitals worldwide as well as over 50 hospitals & dispensaries in Sri Lanka.

  • Emergency evacuation includes (road/air) ambulance when required as well as return airline tickets for the employee and an escort.

  • Once a member, employees have the option to be covered for life.

  • The 24 hour International Health Advisory Team are on call to assist with vital information in the event of a medical emergency or pre-trip planning for treatment.

  • Managing and keeping a track of claims is a quick & easy process via the Aetna member website.

Aetna has 4 Policies to Choose from with Multiple Levels of Customization.

A brief outline of the plans are as follows:

Pioneer 1750 Pioneer 2500 Pioneer 4000 Pioneer 5000
USD 1,750,000 In-hospitalization cover USD 2,500,000 In-hospitalization cover USD 4,000,000 In-hospitalization cover USD 5,000,000 In-hospitalization cover
Limited outpatient cover USD 5,000 worth outpatient cover USD 15,000 worth outpatient cover USD 5,000,000 worth outpatient cover
Covered in full for cancer care, emergency medical evacuation, use of local ambulances & organ transplants
Worldwide coverage (Excluding USA) Worldwide coverage (Option to include USA)
Covered in full for outpatient kidney dialysis, outpatient PET and CT scans & terminal care
Option to include the Aetna Maternity plans (75 or 125) Option to include the Aetna Maternity plans (75, 125 or 200)
Includes direct billing facilities
USD 5,000 cover for HIV or Aids USD 10,000 cover for HIV or Aids USD 15,000 cover for HIV or Aids
USD 500 cover for routine health checks USD 1000 cover for routine health checks
Options to include routine major restorative dental treatment
One sight examination and one hearing examination in the plan year. Paid up to USD 250

PIONEER 1750

USD 1,750,000
In-hospitalization cover

Limited outpatient cover
Covered in full for cancer care, emergency medical evacuation, use of local ambulances & organ transplants
Worldwide coverage (Excluding USA)



PIONEER 2500

USD 2,500,000
In-hospitalization cover

USD 5,000 worth outpatient cover
Covered in full for cancer care, emergency medical evacuation, use of local ambulances & organ transplants
Worldwide coverage (Excluding USA)
Covered in full for outpatient kidney dialysis, outpatient PET and CT scans & terminal care
Option to include the Aetna Maternity plans (75 or 125)
Includes direct billing facilities
USD 5,000 cover for HIV or Aids



PIONEER 4000

USD 4,000,000
In-hospitalization cover

USD 15,000 worth outpatient cover
Covered in full for cancer care, emergency medical evacuation, use of local ambulances & organ transplants
Worldwide coverage (Excluding USA)
Covered in full for outpatient kidney dialysis, outpatient PET and CT scans & terminal care
Option to include the Aetna Maternity plans (75 or 125)
Includes direct billing facilities
USD 10,000 cover for HIV or Aids
USD 500 cover for routine health checks
Options to include routine major restorative dental treatment



PIONEER 5000

USD 5,000,000
In-hospitalization cover

USD 5,000,000 worth outpatient cover
Covered in full for cancer care, emergency medical evacuation, use of local ambulances & organ transplants
Worldwide coverage (Option to include USA)
Covered in full for outpatient kidney dialysis, outpatient PET and CT scans & terminal care
Option to include the Aetna Maternity plans (75, 125 or 200)
Includes direct billing facilities
USD 15,000 cover for HIV or Aids
USD 1000 cover for routine health checks
Options to include routine major restorative dental treatment
One sight examination and one hearing examination in the plan year. Paid up to USD 250



Aetna for Your Employees

A 700 million Rupee ‘Thank You’ for each of your top performers

Reward, motivate and retain your key people, with something more than just a nominal increment, a paid vacation or a marginally bigger car.

As the guardian of your organization, provide your key drivers the ability to face any medical emergency with absolute peace of mind and confidence.

Cover them with a gift worth over Rs.700 million to seek the best treatment possible not just in Sri Lanka but also anywhere in the world.

Key features of Aetna’s policies

  • Employees have the option to be covered for over Rs. 250 million (USD 1.75 Million) to Rs. 700 million (USD 5 Million) for in-hospitalization treatment per year

  • Options for outpatient (OPD) cover include: USD 5 Million, USD 15,000/-, USD 5,000/- per year or a limited cover
    • - Outpatient cover includes: OPD treatment, treatment of chronic conditions & inpatient psychiatric treatment and psychotherapy, Medical practitioners’ and specialists’ fees, prescribed drugs and dressings, MRI scans, X-rays, pathology and diagnostic tests and procedures

  • Any hospital in the world including Sri Lanka is covered

  • Aetna’s 'direct settlement' network includes over 100,000 hospitals worldwide as well as over 50 hospitals & dispensaries in Sri Lanka

  • Emergency evacuation includes (road/air) ambulance when required as well as return airline tickets for the employee and an escort

  • Once a member, employees have the option to be covered for life

  • The 24 hour International Health Advisory Team are on call to assist with vital information in the event of a medical emergency or pre-trip planning for treatment

  • Managing and keeping a track of claims is a quick & easy process via the Aetna member website

Aetna has 4 Policies to Choose from with Multiple Levels of Customization.

A brief outline of the plans are as follows:

Summit 1750 Summit 2500 Summit 4000 Summit 5000
USD 1,750,000 In-hospitalization cover USD 2,500,000 In-hospitalization cover USD 4,000,000 In-hospitalization cover USD 5,000,000 In-hospitalization cover
Limited outpatient cover USD 5,000 worth outpatient cover USD 15,000 worth outpatient cover USD 5,000,000 worth outpatient cover
Covered in full for cancer care, emergency medical evacuation, use of local ambulances & organ transplants
Worldwide coverage (Excluding USA) Worldwide coverage (Option to include USA)
Includes direct billing facilities
Covered in full for outpatient kidney dialysis, outpatient PET and CT scans & terminal care
Option to include the Aetna Maternity plans (75 or 125) Option to include the Aetna Maternity plans (75, 125 or 200)
USD 5,000 cover for HIV or Aids USD 10,000 cover for HIV or Aids USD 15,000 cover for HIV or Aids
USD 500 cover for routine health checks USD 1000 cover for routine health checks
Options to include routine major restorative dental treatment
One sight examination and one hearing examination in the plan year. Paid up to USD 250

SUMMIT 1750

USD 1,750,000
In-hospitalization cover

Limited outpatient cover
Covered in full for cancer care, emergency medical evacuation, use of local ambulances & organ transplants
Worldwide coverage (Excluding USA)







SUMMIT 2500

USD 2,500,000
In-hospitalization cover

USD 5,000 worth outpatient cover
Covered in full for cancer care, emergency medical evacuation, use of local ambulances & organ transplants
Worldwide coverage (Excluding USA)
Includes direct billing facilities
Covered in full for outpatient kidney dialysis, outpatient PET and CT scans & terminal care
Covered for complications of maternity paid up to USD 15,000
Option to include the Aetna Maternity plans (75 or 125)
USD 5,000 cover for HIV or Aids



SUMMIT 4000

USD 4,000,000
In-hospitalization cover

USD 15,000 worth outpatient cover
Covered in full for cancer care, emergency medical evacuation, use of local ambulances & organ transplants
Worldwide coverage (Excluding USA)
Includes direct billing facilities
Covered in full for outpatient kidney dialysis, outpatient PET and CT scans & terminal care
Covered for complications of maternity paid up to USD 15,000
Option to include the Aetna Maternity plans (75 or 125)
USD 10,000 cover for HIV or Aids
USD 500 cover for routine health checks
Options to include routine major restorative dental treatment



SUMMIT 5000

USD 5,000,000
In-hospitalization cover

USD 5,000,000 worth outpatient cover
Covered in full for cancer care, emergency medical evacuation, use of local ambulances & organ transplants
Worldwide coverage (Option to include USA)
Includes direct billing facilities
Covered in full for outpatient kidney dialysis, outpatient PET and CT scans & terminal care
  • Covered for complications of maternity paid up to USD 50,000
  • Option to include the Aetna Maternity plans (75, 125 or 200)
    USD 15,000 cover for HIV or Aids
    USD 1000 cover for routine health checks
    Options to include routine major restorative dental treatment
    One sight examination and one hearing examination in the plan year. Paid up to USD 250



    About Us

    ABOUT GUARDIAN INSURANCE BROKERS

    Incorporated on the 14th of February 2011, Guardian Insurance Brokers is a licensed insurance brokering firm registered with the Insurance Board of Sri Lanka.

    The firm employs highly experienced professionals who work tirelessly to build long-term partnerships with their clients and insurer partners. The brokerage aims to bring trust, integrity and professionalism to every relationship, providing good old-fashioned service with a modern and relaxed approach.

    Guardian Insurance Brokers has a strategic partnership with insurance giant Aetna, a fortune 500 company, with over 160 years of experience, to market their International Medical products in Sri Lanka.

    The companies’ focus is to offer the best and most affordable healthcare solutions available anywhere in the world to the Sri Lankan market. When it comes to benefits and premium costs in international healthcare insurance solutions, GIB stands favorably with the very best of them. Their advice has helped many organizations reduce costs and derive better results by rewarding, motivating and attracting key employees to their team.

    Board of Directors

    S.K. Wickremesinghe

    Chairman

    Mr Wickremesinghe is one of the most respected personalities in the Sri Lankan business community and diplomatic circles. He has chaired some of the country’s largest business entities and banks such as Commercial Bank of Ceylon Plc, National Development Bank Plc,
    Read more

    Ceylon Tobacco Plc, Sri Lankan Airlines, CIC Holdings Plc, Eagle Insurance Co Plc (now AIA Insurance Plc), Chemanex Plc, Hayleys Jetwing Plc, CBC Crosby Capital Corporation Ltd (now First Capital Plc), NDB Investment Bank Ltd, enkadagala Finance Plc, Commercial Development Bank Ltd amongst several other private enterprises.He was also Director of Singer Sri Lanka Plc, Singer Industries and Regnis Lanka.

    He served as Sri Lanka’s High Commissioner to the United Kingdom and Ireland during the period 1995-1999.

    S. K Wickremesinghe was a member of the Securities & Exchange Commission of Sri Lanka, Board of Governors of Sri Lanka Institute of Development Administration and the Post Graduate Institute of Management of the University of Peradeniya.

    He currently serves on the board of First Guardian Equities(Pvt) Ltd, a licenced trading member of the Colombo Stock Exchange.

    R.C.J. Goonewardene

    Managing Director

    Mr. Goonewardene also serves as the Managing Director/CEO of First Guardian Equities (Pvt) Ltd, a leading stock broking company in the country. Mr Gooonewardene has studied and worked in the United Kingdom and Switzerland obtaining a BBA and MBA, following with a stintat
    Read more

    Barclays Global Investors in London, one of the largest Institutional fund management companies in the world. In 2000, he headed a stock broking company (now know as Capital Trust Securities) at age 26. He was also a consultant in the NDB Group.

    Rohan Goonewardene serves on the boards of Ceylon Investors Pvt Ltd, Guardian Leisure Resorts, Guardian Capital Ltd. Wardens Trust Services Ltd, Dawi Investment Trust (Pvt) Ltd and Columbus Ventures (Pvt) Ltd. He is also a shareholder of First Guardian Equities (Pvt) Ltd.

    Dr. K. Ganeshalingam

    Director

    Mr.Ganeshalingam has served as the International Medical Leader of Global Medical Affairs at F Hoffman-La Roche, Switzerland. He has also worked as a hospital doctor at F Hoffman-La Roche, Global Safety Science Leader of Pharmaceutical Development and as Global Head of
    Read more

    12 Medical & Clinical Drug Safety at Vifor Pharma Medical Products, conducting research and development.

    Anik Prashan Jayasekara

    Director

    Mr. Jayasekara is the co-founder & head of consulting, at Momaco (Pvt) Ltd a marketing consultancy firm specializing in using mobile technology for marketing. He has consulted for companies such as ; Dialog, Abans, John Keells, the papare.com, Hankook, Lectra, Zee engineering.
    Read more

    He has also worked at J Walter Thomson (Colombo) and thereafter at Lanka Bell (Pvt) Ltd., where he spearheaded the Public relations & BTL marketing activities for the launch of CDMA technology in Sri Lanka.



    Major Shareholders
    (non-directors)


    Mr. B.R.L. Fernando

    A Fellow of The Institute of Chartered Accountants of Sri Lanka.

    Mr Fernando is the Chairman of First Guardian Equities and serves as a Non-Executive Director of Link Natural Products (Pvt) Limited, Ceylon Tea Brokers PLC, St. Nicholas’ Education Services Limited, the Postgraduate Institute of Management (PIM), and as Co-Chairman of the National Council for Economic Development (Agriculture Cluster).

    He was previously Chairman of CIC Holdings PLC, Chemanex PLC, Akzo Nobel Paints Lanka (Private) Limited, CIC Agri Businesses (Private) Limited,CIC Feeds (Private) Limited, CIC Vetcare (Pvt) Limited, CIC Bio Security Breeder Farms Limited, Commercial Development Company PLC and Commercial Insurance Brokers (Pvt) Limited.


    Mr. Peter Suren Goonewardene

    Suren Goonewardene is currently the Chairman of Bharti Airtel Lanka. He was the company's CEO/Managing Director until recently. Prior to joining Bharti Airtel Lanka, Mr Goonewardene served as the Managing Director of Lanka Bell and Group Senior Vice President Retail Business at Dialog Telekom.

    Suren holds a bachelor degree in Business Accounting from Monash University, Australia and a Graduate Diploma in Marketing from the Chartered Institute of Marketing, UK.

    He is a Fellow member of the Certified Practicing Accountants of Australia, a Member of the Chartered Institute of Marketing, UK, a fellow member of the Certified Management Accountants of Sri Lanka and a member of the Sri Lanka Institute of Marketing, Ceylon Chamber of Commerce and Executive Committee of the Indian Chamber of Commerce in Sri Lanka.


    Mr. Ranil De Silva

    Ranil de Silva set up the Colombo office of the renowned multinational advertising giant Leo Burnett, where he serves as Managing Director to date.

    Mr. de Silva started his professional career with JWT Colombo as their first Sri Lankan employee and rose to the position of International Vice-President and Managing Director of the Colombo office. He was posted to JWT Jakarta and also served as a Regional Account Director for JWT Asia Pacific based in Singapore.

    He serve as the President of the International Advertising Association (IAA) Sri Lanka Chapter for two terms and was also a member of the worldwide Board of Directors of the IAA.


    Dawi Investment Trust (Pvt) Ltd

    Dawi Investment is a highly successful investment company with holdings in several quoted and unquoted companies, with a focus on the financial, manufacturing, real estate and retail industries.


    The Ceylon Investors (Pvt) Ltd

    The company is 7 decade old firm started by Mr Norman Weerasooriya and Mr Herbert Hulugalle. The firm main line of business is investing in the Colombo Stock Exchange.

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